CT Business Funding UK


Who we are

CT Lending is a commercial finance broker. As specialists in alternative finance solutions, we pride ourselves in finding a suitable funding option for every business. Our experienced team is based in Arclid near Sandbach in Cheshire, and we work with clients all over the UK to raise the funding they need to help their business grow and develop.

What We Do

We aim to make business finance simple. We offer a one stop commercial lending service for businesses, with plenty of options to choose from. Whether you require a bridging loan, cash flow funding or need help with a buy to let mortgage, CT Lending can offer assistance.

Here are some of our most popular services:

Alternative Finance Solutions

Business owners often aren’t aware of the alternative funding options available. If you’ve been turned down by a bank for a loan, we can arrange peer to peer funding or merchant cash advances.

Cash Flow Funding

This type of financing is based on your business cash flow, rather than your assets. Keep your business ticking over smoothly.

Buy to Let Mortgages

CT Lending can arrange commercial mortgages for single or portfolio properties. Competitive and tailored to your needs, our buy to let funding can open up a myriad of investment opportunities.

Bridging Loans

If you need short term finance at short notice, then a bridging loan is ideal. CT Lending works with all the major lenders to secure suitable bridging loans for each client.

Agricultural Finance

We provide farm finance solutions to agricultural organisations throughout the UK. If you struggle to secure a bank loan, our alternative funding options are a viable choice.

Invoice Discounting

Need invoices paying now? Invoice financing can aid your business cash flow and free up 90% of your invoice costs.

Development Funding

We specialise in funding for small to large scale property developments. We can help you secure funding for residential or commercial projects.

Unsecured Business Loans

A short term unsecured business loan can be obtained in as little as four hours with CT Lending. They are generally used as an alternative to a bank overdraft.

Commercial Mortgages

As experts in mortgages, we can help you find the funding for your dream commercial property. Financing can be used for offices, warehouses, retail units, hotels and more.

Business Expansion Working Capital

It is rare that a business has the cash up front to expand. If you want to see your business grow, we can arrange a working capital loan.

Asset Finance

We can help you release cash tied up in existing assets such as machinery or equipment. We also offer flexible finance so businesses can invest in the expensive equipment they need.

Business Acquisition

If you need financial help for business acquisition, CT Lending can offer a variety of funding solutions.

Merchant Cash Advance

Perfect for small and medium sized businesses, a merchant cash advance is available to any company which takes card payments.

Start-up Finance Capital Injection

If you need a helping hand to get your new business off the ground, Genie Lending offers a range of options for capital injection.

Peer to Peer Lending

We help profitable businesses benefit from lending from a number of small investors rather than a large financial borrower.

Management Buy Outs / Buy Ins

Our experts will help you raise the significant funds needed for a MBO or MBI. Our commercial finance specialists are waiting to help businesses just like you. If you’d like to find out more about any of our finance services, get in touch to discuss your requirements.